Mortgages
Adverse credit mortgages
If you have missed a payment(s) on a financial commitment, or if a default or county court judgement is registered on your credit file it may still be possible to obtain a mortgage.
Adverse credit mortgages
If you have missed a payment(s) on a financial commitment, or if a default or county court judgement is registered on your credit file it may still be possible to obtain a mortgage. If not, we will steer you in the right direction and confirm what steps are required to ensure a mortgage can be arranged in the future. We are trained to offer a way forward in all circumstances.
The first step is often to acquire a copy of your full credit report from experian.co.uk, this confirms the last 6 years credit history and really helps us match you to the right lender.
Your home may be repossessed if you do not keep up repayments on your mortgage
Genius Mortgage Advice
Why choose us?
We take the time to understand your requirements, find a way forward whatever the circumstances, and then stay the course until your mortgage is offered, and the transaction has completed.
We want to develop relationships with borrowers that last as long as your mortgage term, and are as wide as to include family and friends.