Mortgages
Second and holiday home mortgages
You may find yourself in a position where you need a second residential mortgage to help purchase a second residence.
Obtaining a mortgage for a second home or holiday home
You may find yourself in a position where you need a second residential mortgage to help purchase a second residence.
In the past we have helped borrowers raise finance for a ‘pied-a-terre’ or home away from home to facilitate a separation or where work and family are located beyond a sensible commute, a home for a dependent relative or a holiday home.
Expect to be able to borrow up to 95% LTV.
Property related costs such as council tax, ground rent, service charges, utilities may need to be taken into account when calculating affordability.
Your home may be repossessed if you do not keep up repayments on your mortgage
Genius Mortgage Advice
Why choose us?
We take the time to understand your requirements, find a way forward whatever the circumstances, and then stay the course until your mortgage is offered, and the transaction has completed.
We want to develop relationships with borrowers that last as long as your mortgage term, and are as wide as to include family and friends.